When we have anxiety, our racing thoughts may make it very hard to go to sleep. In fact, according to a survey by Bankrate, more than half of U.S. adults lose sleep over money. By recognizing your worries and coming up with a quick finance plan, you may have less worry and be able to sleep soundly.

Do Not Avoid the Problem

When people have a feeling they are having financial trouble, they tend to avoid knowing just how serious the problem is. The worry about what they do not know grows bigger and bigger until they are in an absolute panic when they finally look at their finances or credit score. When you avoid thinking about money, you are associating money with negativity. Avoiding the problem is not going to make it go away. It is best to tackle your fears head-on while you are awake compared to dealing with this in the middle of the night because you cannot sleep. Make it a routine to review your money, catch any small problems you could fix, and make financial goals for yourself. Do not wait until you are overwhelmed with anxiety to start.

Accept Your Financial Needs and Desires

We all have moments of regret when we spend money on something unnecessary. This can leave us feeling shame, guilt, and frustration. While it is very normal to feel this way, these negative thoughts will only heighten your anxiety and prevent you from getting a good night’s sleep. For example, shopping is not a bad habit but used for a thrill, acceptance, or social status it can be. Determine the need that prompted an impulse purchase and then find a way to acknowledge it instead of reacting to it harshly. Try to find other alternatives to manage your cravings like borrowing an outfit from someone or upgrading to new technology that is free with your contract.

Leave Your Finances for Another Day

When you realize how much money you spent for the day, it may be tempting to review your credit card and checking account right before going to bed to see what went wrong. Instead, you should write about positive things you did right for the day to guide you to better sleep. It is best to start reviewing your finances in the morning so that you have all day to come up with a plan. Focusing on the positive choices you made with your finances will help you sleep well.

Financial stress tends to keep you awake. It is hard to fall asleep when you have all of these worries keeping your brain on alert status. Thinking positively about your financial choices and coming up with a plan in the morning instead of at night can potentially bring you solutions by bedtime. At Alta Loma, we understand how anxious thoughts can bring about sleepless nights. Our transformative facility in Georgetown, Texas will provide you with the essential tools to tackle your anxiety like individualized therapy, life coping skills education, medication management, and more. Please call (866) 457-3843 to learn more.