Enrollment in a rehabilitation program is the most effective early treatment strategy for individuals struggling with a substance or alcohol use disorder, but these programs can be expensive. American Addiction Centers reports that less than 2% of the 17 million Americans diagnosed with an alcohol use disorder (AUD) in 2014 received treatment and only 1% enrolled in a rehabilitation program. Insurance companies, treatment facilities, and aid organizations will offer financial assistance to ensure that you receive care in the earliest stages of recovery that ensures lifelong dedication to health and sobriety.
Different insurance plans offer varying levels of financial support, but most plans will provide partial coverage for a rehabilitation program. Under the Affordable Care Act (ACA), insurance plans that offer drug and alcohol abuse coverage adjust these benefits to equal the medical and surgical benefits of the plan.
The ACA also requires Medicaid programs under its oversight to cover addiction treatment. Medicare Parts A and B provide coverage for treatment and rehabilitation options, and Part D covers medication used in tandem with recovery, such as naltrexone used to treat AUD.
Premiums, copays, and deductibles are costs associated with, but not covered by, the insurance plan. Talk to a doctor about what your treatment plan should look like and find a rehabilitation center that fits your needs. Once you know where your recovery will begin, you will be able to assess your insurance needs.
Scholarships and Grants
According to Help.org: “rehab can cost between $3,000 and $10,000 for 90 days of outpatient treatment or between $5,000 and $20,000 for 30 days of residential inpatient treatment.” Scholarships and grants offered by the rehabilitation centers and other national organizations can help offset that cost.
The primary providers of need-based scholarships are treatment centers. Institutions that are controlled by larger corporations may have access to funds dispensed from a parent company. Non-profit organizations, such as 10,000 Beds, may also allocate funds for your treatment.
Some scholarships cover the entire cost of rehab, whereas others only pay for partial tuition. Treatment facilities run by the state or federal government can be free of cost for residents, but the level of care in these programs varies.
Everyone deserves proper care, and most programs are willing and eager to provide struggling individuals with the financial assistance they need. If you are seeking a supportive community as you start your journey to recovery, call Alta Loma today. Our dedicated mental health professionals will work with you to develop strategies that will help you achieve your unique goals. Alta Loma offers residency, 12-Step programs, and other resources that will promote mental, emotional, and spiritual wellness. Your health is our priority, and we will ensure that financial struggle will not prevent you from the holistic treatment we offer at Alta Loma. When you are ready to move forward on the road to recovery, call us today at (866) 457-3843 for a consultation.